My Machine and I: We are both too tense!!

I have deduced that I have tension issue, rather than a bobbin issue. The thread picks up just fine now, but when I make a stitch or two it just completely jams up! I am using the same thread and fabric as before, so i'm not so sure why this is happening... I think I am going to email this really awesome crazy sewing lady that owns a shop down the street and see if I can come in with my machine and she will show me how to adjust the tension properly. There is only so much the manual can show you, ya know?

All I want to do is sew my skirt!! Maybe after I finish all of my homework on this freak 75 degree fall day I can watch some videos on how to adjust the tension and see if I can make any sense of things...